Type your last 6 to 8 months of profit after costs, separated by spaces or commas. The middle value and the floor tell you what a safe draw looks like.
The median of the months you enter (the middle value, immune to one great month) and the worst honest month. The pay yourself guide has the full reasoning.
This calculator runs in your browser on the numbers you type, and nothing is sent anywhere. The app works out the same answer from your actual deposits, so you don't have to remember or retype anything.
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Connect Stripe, Square, Shopify, Etsy, QuickBooks or a bank feed, or drop in a CSV. Every answer comes with a receipt that shows the method, the sample size and how confident it is. When the math isn't conclusive, the app says so.
Every figure on this page is computed from Counsel's demo businesses or from the numbers you type in. None of them are made up. This is cash math, not tax or legal advice. Written and kept up to date by the founder.